Commission Disclosure
Fortunate Investments (ARN 126150) is committed to disclosing how we are compensated. This page is prepared in line with AMFI's Master Circular, which requires every registered distributor to disclose commission earnings to investors.
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Our commission model
We are paid trail commission by the AMC - we charge investors no direct fee.
Mehul Balubhai Patel receives only trailing commission from AMCs as part of the scheme's Total Expense Ratio (TER). No upfront commission. No investor fees. No non-cash benefits, gifts or incentives are accepted from any AMC.
Typical trail commission by fund category
| Fund Category | Commission Type | Indicative Trail Rate | Paid From |
|---|---|---|---|
| Equity Funds (Large Cap, Mid Cap, Small Cap, Flexi Cap, ELSS) | Trail only | 0.60-1.30% p.a. | AMC TER |
| Hybrid Funds (Aggressive, Balanced, Conservative, Arbitrage) | Trail only | 0.60-1.30% p.a. | AMC TER |
| Debt Funds (Short Duration, Corporate Bond, Gilt, Credit Risk) | Trail only | 0.10-0.60% p.a. | AMC TER |
| Liquid / Overnight / Money Market Funds | Trail only | 0.05-0.50% p.a. | AMC TER |
| Passive Funds (Index Funds, ETFs, Fund of Funds) | Trail only | 0.05-0.40% p.a. | AMC TER |
| Solution-Oriented Funds (Retirement, Children's) | Trail only | 0.60-1.20% p.a. | AMC TER |
Actual rates vary by AMC and AUM slab. You can verify the exact commission paid on your investments in your Consolidated Account Statement (CAS) from CAMS, KFintech or MF Central. All rates are annual trail commission only, form part of the scheme's Total Expense Ratio (TER), and are never an additional charge to you. Exact scheme-level rates are available on request - email contact@fortunateinvestments.co.in or call +91 9712935455.
Our commission policy
Recommendations based on suitability
Every recommendation is based on your goals, risk profile and horizon - never on which product pays a higher commission.
No charge to you
Trail commission is paid by the AMC out of the scheme's expense ratio (TER). It is not an additional fee charged to you, and the TER would apply whichever distributor you invested through.
No hidden charges
There are no advisory fees, transaction fees or hidden charges beyond what's disclosed here.
Visible in your CAS
The exact commission earned on your investments is visible in your Consolidated Account Statement (CAS) from CAMS, KFintech or MF Central.
Direct Plans exist
Direct Plans are available at a lower expense ratio through AMC portals or MF Central. We deal in Regular Plans and earn no commission on Direct Plans.
Practices we do not follow
- Recommending schemes based on higher commission instead of suitability
- Accepting upfront commission, or any commission that is not trail-based
- Charging investors any advisory or transaction fee
- Receiving non-cash benefits, gifts or incentives from any AMC
- Splitting an investor's application to earn higher charges
- Withholding commission information when an investor asks
Direct Plan vs Regular Plan
Direct Plans have lower expense ratios because they exclude distributor commission. Investors who invest through Mehul Balubhai Patel (ARN-126150) will be in Regular Plans. Direct Plans are available through AMC websites and MF Central at a lower cost.