Terms of Use

1. About This Website

This website is operated by Mehul Balubhai Patel, trading as Fortunate Investments, an AMFI-registered Mutual Fund Distributor (ARN 126150). Use of this website constitutes acceptance of these terms.

Important: Mehul Balubhai Patel is NOT a SEBI-registered Investment Adviser (RIA). We do not provide personalised investment advice. For personalised advice, please consult a SEBI-registered Investment Adviser.

2. No Investment Advice

Content on this website - including articles, calculators and product descriptions - is for general informational purposes only and does not constitute personalised investment advice, a recommendation, or an offer to buy or sell any security or financial product. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

3. No Guaranteed Returns

Mutual Fund investments are subject to market risks. Mehul Balubhai Patel does not guarantee any returns, minimum returns, or capital protection. Past performance does not guarantee future results.

4. User Responsibilities

• Provide accurate and complete personal and financial information
• Maintain the confidentiality of your login credentials and OTPs
• Read all scheme-related documents (SID, SAI, KIM) before investing
• Complete KYC as per AMFI / KRA norms before investing
• Report any unauthorised access immediately

5. Calculators & Illustrations

Figures produced by the SIP, lumpsum and goal-planning calculators on this website are illustrative estimates based on assumed rates of return that you enter. They do not guarantee any particular outcome, and actual returns from mutual fund investments will vary with market performance.

6. Third-Party Links

This website links to third-party platforms (including the E-Wealth Account and Client Desk platforms, and government/regulator websites). We are not responsible for the content or practices of those external sites.

7. Limitation of Liability

While we take care to keep information on this website accurate and current, we make no warranties about its completeness or accuracy and accept no liability for decisions made based on it. Please contact us directly and read all scheme-related documents before investing.

8. Governing Law

These terms are governed by the laws of India. All disputes are subject to the exclusive jurisdiction of the courts at Surat, Gujarat.