Compliance · Investor education

SID, SAI & KIM explained

Every mutual fund scheme comes with a set of standard documents. Here's what each one is, and why you should read it before investing.

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Last Updated: October 2026

SEBI mandates that every mutual fund scheme has specific offer documents. Mehul Balubhai Patel will provide these on request for any recommended scheme, at no charge.

SID

Scheme Information Document

The detailed document for a specific scheme - its investment objective, asset allocation, risks, expense ratio, fund manager and past performance. This is the primary document to read before investing in any scheme.

SAI

Statement of Additional Information

Standard information common to all schemes of an AMC - the AMC's constitution, trustees, and general legal/regulatory framework. Filed once and referenced by every SID.

KIM

Key Information Memorandum

A short, simplified summary of the SID - printed with every application form so investors can review the key facts of a scheme quickly before investing.

Where to access

AMC website: AMC site → Mutual Funds → Downloads → SID / SAI / KIM
SEBI filings: sebi.gov.in → Filings → Mutual Funds ↗
AMFI: amfiindia.com ↗ → Downloads → Scheme Related Documents
From us: Email contact@fortunateinvestments.co.in or call +91 9712935455 - provided within 24 hours, free of charge.