Straight answers, before you invest

No. Fortunate Investments is an AMFI-registered Mutual Fund Distributor (ARN 126150), not a SEBI-Registered Investment Adviser. We provide only incidental advice as part of distributing mutual fund products and servicing your investments - not personalised, fee-based investment advice. For that, please consult a SEBI-Registered Investment Adviser.

Get in touch through our contact page or by phone. We'll first understand your goals, income and risk profile, then walk you through KYC and help you start with a SIP or lumpsum investment matched to your situation.

You pay us nothing directly. We are paid a trail commission by the Asset Management Company (AMC), out of the scheme's expense ratio, at rates disclosed on our Commission Disclosure page. The rate is similar across schemes within a category, so our recommendation isn't driven by which one pays more.

We recommend at least one review a year, or sooner if your goals, income or the market environment change materially. Reach out any time you want to discuss your portfolio.

No. Mutual fund returns depend on market performance and are never guaranteed. Past performance of any scheme is not indicative of future returns. Please read all scheme-related documents carefully before investing.

Most schemes allow SIPs starting from ₹500 a month. The right amount for you depends on your goal and timeline - our SIP calculator can help you work that out.

We deal in Regular Plans, which include distributor support and service. Direct Plans, which carry a lower expense ratio and no distributor commission, are available directly through AMCs or MF Central if you prefer to manage your investments without distributor assistance.