Bike Insurance
Two-wheeler insurance is mandatory and inexpensive - and the right policy protects both you and your bike on every ride.
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Bikes and scooters are the everyday workhorses of Indian roads, and also among the most exposed to accidents and theft. Third-party insurance is compulsory, while a comprehensive policy covers damage to your own two-wheeler too. Long-term policies can save you from yearly renewal hassles and premium increases.
Everyday protection
Simple, affordable cover for bikes and scooters.
- Third-party and comprehensive plans
- Long-term (multi-year) policy options
- Zero-dep, roadside assistance and PA cover
Why it's worth it
From your first conversation to ongoing service, everything is built around your needs.
Stay road-legal
Avoid fines and legal trouble for riding uninsured.
Own-damage cover
Repairs after accidents, fire or floods covered.
Theft protection
Compensation up to the IDV if your two-wheeler is stolen.
Personal accident cover
Financial support for the owner-rider in case of an accident.
Simple, transparent, personal
We listen first and understand completely before suggesting anything.
- 1Understand your goals, family situation, time horizon and comfort with risk
- 2Shortlist relevant options as incidental advice and explain them in plain language - costs, risks and all
- 3Take care of KYC, forms and documentation so getting started is hassle-free
- 4Review regularly and stay a phone call away whenever life changes
Frequently asked questions
Quick answers about bike insurance. Still have a question? We're happy to help.
Is two-wheeler insurance mandatory?
Yes. At least third-party insurance is compulsory for every two-wheeler on public roads in India.
What is a long-term bike insurance policy?
A policy covering multiple years in one go, which protects you from annual premium hikes and the risk of forgetting to renew.
What is personal accident cover?
Compulsory PA cover for the owner-driver pays a benefit in case of accidental death or permanent disability, as per policy terms.
Does the policy cover a pillion rider?
Third-party cover protects others involved in an accident. Separate PA cover for a pillion rider can be added for a small extra premium.
What should I do after an accident?
Inform the insurer immediately, take photos, file a police report if required and don't move the vehicle for major damage until advised. We help you with the claim.
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All our products
Insurance is the subject matter of solicitation. Please read the policy wording, terms, conditions, sales brochure and exclusions carefully before concluding a sale. Fortunate Investments acts only as a distributor and does not underwrite any risk.
Need help choosing the right option?
Talk to us - we'll understand your needs and explain your options in plain language.