Children's Education Solutions
Education costs are rising faster than most household incomes. We help you plan early so your child's choices are never limited by money.
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Whether it's engineering, medicine, an MBA or study abroad, higher education can cost many times what it does today by the time your child is ready. Starting early - even with a modest SIP - and protecting the plan with adequate life cover ensures the goal is met even if something unexpected happens.
Sukanya Samriddhi calculator →A plan that grows with your child
Milestones from school to post-graduation, each funded on time.
- Education-inflation-adjusted targets
- Separate plans for each child and milestone
- Life cover so the goal survives the unexpected
Why it's worth it
From your first conversation to ongoing service, everything is built around your needs.
Start small, start early
More years mean a far smaller monthly amount for the same goal.
Milestone-wise investing
School, graduation and post-graduation funded on schedule.
Risk managed over time
Money shifts to safer options as the admission year approaches.
Protected goal
Adequate term cover ensures the plan continues even in your absence.
Simple, transparent, personal
We listen first and understand completely before suggesting anything.
- 1Understand your goals, family situation, time horizon and comfort with risk
- 2Shortlist relevant options as incidental advice and explain them in plain language - costs, risks and all
- 3Take care of KYC, forms and documentation so getting started is hassle-free
- 4Review regularly and stay a phone call away whenever life changes
Frequently asked questions
Quick answers about children's education solutions. Still have a question? We're happy to help.
How much will higher education cost in the future?
Education inflation in India has often run well above general inflation. We estimate the future cost of the specific course and country your child may choose.
When should I start saving for my child's education?
Ideally when the child is born. With 15–18 years to go, equity-oriented funds have time to grow and ride out volatility.
Are child plans from insurance companies better?
Child plans combine insurance and investment, often with higher costs. Many families are better served by a term plan plus a dedicated mutual fund SIP. We compare both for your situation.
What about Sukanya Samriddhi Yojana?
SSY is a government-backed scheme for a girl child with attractive tax-free returns. It can complement a mutual fund plan - try our SSY calculator.
What if the admission comes earlier than planned?
We move money to lower-risk options a few years before the target date, so funds are available when needed and not exposed to a last-minute market fall.
You may also be interested in
A home, your child's education, a dream trip, a comfortable retirement - we give each goal a price tag, a timeline and an investment plan to match.
Education and marriage are two of the largest expenses a family faces. We combine investments and protection so both goals are met, on time.
Term insurance is the simplest and most affordable way to secure your family's future. We help you pick the right cover amount, tenure and insurer.
All our services
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Insurance is the subject matter of solicitation - read the policy terms, conditions and exclusions before concluding a sale. Fortunate Investments acts only as a distributor.
Need help choosing the right option?
Talk to us - we'll understand your needs and explain your options in plain language.