General Insurance
Your home, business premises, vehicles and travel plans all carry risks. General insurance covers the financial loss - we help you choose the right policies.
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General insurance covers everything other than life - your home and its contents, your shop or office, vehicles, travel and personal accidents. For a family or small business, a few well-chosen policies can prevent one unfortunate event from becoming a financial setback.
Cover for home, business and travel
One point of contact for all your non-life insurance.
- Home and contents insurance
- Shop, office and business policies
- Travel and personal accident cover
Why it's worth it
From your first conversation to ongoing service, everything is built around your needs.
Asset protection
Recover losses from fire, theft, natural calamities and more.
Business continuity
Protect stock, equipment and premises against sudden loss.
Travel with confidence
Medical emergencies and trip disruptions covered abroad and at home.
Personal accident cover
Financial support in case of accidental death or disability.
Simple, transparent, personal
We listen first and understand completely before suggesting anything.
- 1Understand your goals, family situation, time horizon and comfort with risk
- 2Shortlist relevant options as incidental advice and explain them in plain language - costs, risks and all
- 3Take care of KYC, forms and documentation so getting started is hassle-free
- 4Review regularly and stay a phone call away whenever life changes
Frequently asked questions
Quick answers about general insurance. Still have a question? We're happy to help.
What does home insurance cover?
Typically the structure and/or contents of your home against fire, natural calamities, burglary and similar events, subject to policy terms and exclusions.
Do I need travel insurance for domestic trips?
It's optional, but it can cover trip cancellations, lost baggage and medical emergencies. For international travel it is strongly recommended and sometimes mandatory for a visa.
What is personal accident insurance?
It pays a benefit in case of accidental death or permanent or temporary disability. It is inexpensive and especially useful for people who commute or travel often.
Can I insure my shop's stock?
Yes. Shopkeeper's or business package policies can cover stock, furniture, equipment and cash against fire, burglary and other risks.
How are claims handled?
You intimate the insurer promptly, submit documents and allow a surveyor to assess the loss where needed. We help you through each step.
You may also be interested in
Motor insurance is mandatory in India - but the right cover does much more than keep you legal. We help you choose, renew and claim with ease.
Medical costs are rising every year. We help you pick a health plan with the right cover, sensible terms and a strong claims record - and support you when you need to claim.
Car insurance keeps you legally compliant and protects you against accidents, theft and third-party liability. We help you choose the right cover and add-ons.
All our services
Insurance is the subject matter of solicitation. Please read the policy wording, terms, conditions, sales brochure and exclusions carefully before concluding a sale. Fortunate Investments acts only as a distributor and does not underwrite any risk.
Need help choosing the right option?
Talk to us - we'll understand your needs and explain your options in plain language.